Checking Accounts

Personal Banking

Checking Accounts

Regular Checking

Tired of high fee checking accounts? There are no monthly service charges on regular active checking accounts and no minimum balances are required. Minimum of $100.00 is required to open a Regular Checking Account. A $10.00 per month "Dormant Account Fee" (no activity for 6 months) is charged if the balance is below $200.00.


  • Unlimited Check writing
  • Free VISA Debit Card
  • Free Online account access
  • Optional Online Bill Payment at no charge for personal account customers


Checking Plus

Our Checking Plus Account is a solid interest bearing checking account. Your interest rate and annual percentage yield may change at our discretion. A minimum initial deposit of $1,000.00 is required to open a Checking Plus Account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains under $1,000.00.


  • Unlimited Check writing
  • Free VISA Debit Card
  • Free Online account access
  • Optional Online Bill Payment at no charge for personal account customers


Money Market Hi-Fi Account

A Money Market Hi-Fi Account is our highest yielding interest bearing checking account. Your interest rate and annual percentage yield may change at our discretion. A minimum deposit of $1,000.00 is required to open a Money Market Hi-Fi Account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains below $1,000.00. The account is limited to six (6) transactions per month (statement period). Withdrawals that exceed six (6) during the statement period will be charged a $10.00 "Excessive Withdrawal Fee" per withdrawal.


  • Free VISA Debit Card
  • Free Online Access
  • Limited Check Writing