Savings Accounts

Personal Banking

Savings Accounts

Davis Trust Regular Savings Account

"A penny saved is a penny earned", wise words indeed and at Davis Trust Company we offer quality, secure savings products to help you save for that special home improvement project, a child's college education or for retirement.

Your interest rate and annual percentage yield my change at our discretion. Three free withdrawals per month are allowed with a $1.00 "Excessive Withdrawal Fee" assessed for each additional withdrawal. A $10.00 per month "Dormant Account Fee" (No activity for 6 months) is charged if the balance is below $100.00. The account is limited to six (6) transactions per month.


  • Only $50.00 to open account
  • Free STAR Network ATM Card
  • Free online account access
  • Limit of three withdrawals per month without charge


Certificates of Deposit

Competitive fixed term/fixed rate certificates with maturities from 15 days to 60 months. Penalty for early withdrawal. Minimum investment on certain certificates start at $500.


Davis Trust IRA
Davis Trust Company IRA Accounts (Traditional or Roth)

Our fixed term/variable rate IRA accounts offer a convenient way to save for retirement. IRA accounts can offer tax-deferred advantages over other savings instruments. Penalty for early withdrawal may apply. Our IRA accounts earn interest at a rate that is set on the 36-month Certificate of Deposit rate that is updated weekly and credited quarterly. Stop in or call our IRA account representative to discuss why a Davis Trust IRA account might be right for you.