Checking Accounts

Regular Checking

Tired of high fee checking accounts? There are no monthly service charges on regular active checking accounts and no minimum balances are required. Minimum of $100.00 is required to open a Regular Checking Account. A $10.00 per month "Dormant Account Fee" (no activity for 6 months) is charged if the balance is below $200.00.

• Unlimited Check writing
• Free VISA Debit Card
• Free Online account access
• Optional Online Bill Payment at no charge for personal account customers

Checking Plus

Our Checking Plus Account is a solid interest bearing checking account. Your interest rate and annual percentage yield may change at our discretion. A minimum initial deposit of $1,000.00 is required to open a Checking Plus Account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains under $1,000.00.

• Unlimited Check writing
• Free VISA Debit Card
• Free Online account access
• Optional Online Bill Payment at no charge for personal account customers

Money Market Hi-Fi Account

A Money Market Hi-Fi Account is our highest yielding interest bearing checking account. Your interest rate and annual percentage yield may change at our discretion. A minimum deposit of $1,000.00 is required to open a Money Market Hi-Fi Account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains below $1,000.00. The account is limited to six (6) transactions per month (statement period). Withdrawals that exceed six (6) during the statement period will be charged a $10.00 "Excessive Withdrawal Fee" per withdrawal.

• Free VISA Debit Card
• Free Online Access
• Limited Check Writing