Personal Banking

Checking Accounts

Regular Checking

Tired of high fee checking accounts? There are no monthly service charges on regular active checking accounts and no minimum balances are required. Minimum of $100.00 is required to open a new account. A $2.00 per month "Dormant Account Fee" (no activity for 6 months) is charged if the balance is below $100.00

  • Unlimited Check writing
  • Free VISA Debit Card
  • Free Online account access
  • Optional Online Bill Payment at no charge for personal account customers

Checking Plus

A great personal interest bearing checking account. Our Checking Plus Account earns interest at a rate to be determined by current money market rates, updated weekly and credited on the statement date. A minimum initial deposit of $1,000 is required to open an account and if the balance falls below $1,000, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains under $1,000. Available to individuals and non-profit organizations.

  • Unlimited Check writing
  • Free VISA Debit Card
  • Free Online account access
  • Optional Online Bill Payment at no charge for personal account customers

Money Market Hi-Fi Account

Our highest yielding interest bearing checking account. A Hi-Fi Checking Account earns interest at a rate to be determined by current money market rates updated weekly and credited on the statement date. A minimum initial deposit of $1,000.00 is required open an account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains below $1,000.00. Limited to six transactions per month (statement cycle), three of which may be by check, three by transfer. Withdrawals that exceed six (6) during the statement period will be charged a $3.00 "Excessive Withdrawal Fee" per withdrawal.

  • Free VISA Debit Card
  • Free Online account access
  • Account available to individuals, non-profit organizations, partnerships, and corporations
  • Limited check writing

Back to Top