Checking Accounts
Regular Checking
Tired of high fee checking accounts? There are no monthly service charges on regular active checking accounts and no minimum balances are required. Minimum of $100.00 is required to open a new account. A $2.00 per month "Dormant Account Fee" (no activity for 6 months) is charged if the balance is below $100.00
- Unlimited Check writing
- Free VISA Debit Card
- Free Online account access
- Optional Online Bill Payment at no charge for personal account customers
Checking Plus
A great personal interest bearing checking account. Our Checking Plus Account earns interest at a rate to be determined by current money market rates, updated weekly and credited on the statement date. A minimum initial deposit of $1,000 is required to open an account and if the balance falls below $1,000, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains under $1,000. Available to individuals and non-profit organizations.
- Unlimited Check writing
- Free VISA Debit Card
- Free Online account access
- Optional Online Bill Payment at no charge for personal account customers
Money Market Hi-Fi Account
Our highest yielding interest bearing checking account. A Hi-Fi Checking Account earns interest at a rate to be determined by current money market rates updated weekly and credited on the statement date. A minimum initial deposit of $1,000.00 is required open an account and if the balance falls below $1,000.00, a $5.00 "Below Minimum Balance Fee" will be charged and no interest will be paid for those days the account balance remains below $1,000.00. Limited to six transactions per month (statement cycle), three of which may be by check, three by transfer. Withdrawals that exceed six (6) during the statement period will be charged a $3.00 "Excessive Withdrawal Fee" per withdrawal.
- Free VISA Debit Card
- Free Online account access
- Account available to individuals, non-profit organizations, partnerships, and corporations
- Limited check writing
