Online Banking

Rates Valid May 2, 2024 through May 8, 2024

Savings Accounts

AccountInterest RateAPYMinimum Balance to Open and Obtain APY
Passbook Savings Account †* 0.10% 0.10% $100.00 to open
No minimum
Statement Savings † 0.30% 0.30% $100.00 to open
No minimum
Christmas Club 2.50% 2.50% $1.00 to open
Health Savings Account 0.35% 0.35% $100.00 to open

Checking Accounts

Account Interest RateAPYMinimum Balance to Open and Obtain APY
Checking Plus Account † 0.35% 0.35% $ 1,000.00
Money Market (Hi-Fi) Account † 0.50% 0.50% $ 1,000.00

Certificates of Deposit

AccountInterest RateAPYMinimum Balance to Open and Obtain APY
91 Day Certificate 1.05% 1.05% $ 1,000.00
182 Day Certificate 1.10% 1.10% $ 1,000.00
7 Month Certificate 5.20% 5.26% $ 10,000.00
12 Month Certificate 1.65% 1.66% $ 1,000.00
13 Month Certificate 5.10% 5.20% $ 10,000.00
18 Month Certificate 1.55% 1.56% $ 1,000.00
24 Month Certificate 1.45% 1.46% $ 1,000.00
25 Month Certificate 5.00% 5.10% $ 10,000.00
30 Month Certificate 1.40% 1.41% $ 1,000.00
36 Month Certificate 1.30% 1.31% $ 500.00
60 Month Certificate 1.20% 1.21% $ 500.00

Individual Retirement Accounts

AccountInterest Rate APY Minimum Balance to Open and Obtain APY
12 Month Maturity IRA Variable Rate 1.00% 1.00% $500.00

Fees may reduce earnings.
*New Passbook Savings accounts are no longer available.
**Substantial Penalty for early withdrawal on all certificates of deposit.
† The interest rate may change after this account is opened.


Bookkeeping Fees

Wire Transfers

Collections

Teller Services

Internet Banking

If you are a Davis Trust Company customer, you can use your Davis Trust Company Visa Debit Card at Davis Trust Company owned ATM’s without incurring a surcharge.

Visa Debit Card/ATM Fee Schedule

no

ATM's owned by Davis Trust Company No Cost
ATM Regional Network Fees

no

Inquiry Fee $ 1.00
Transfer Fee $ 1.00
Debit Fee $ 1.00
ATM National Network Fees
Inquiry Fee $1.00
Deposit Fee $1.00
Transfer Fee $1.00
Debit Fee $1.00

Safe Deposit Box

SizeAnnual Fee
(7% WV Sales Tax not included)
2 x 5 x 22 $10.00
3 x 5 x 22 $12.50
4 x 5 x 22 $16.50
5 x 5 x 22 $22.00
3 x 10 x 22 $30.00
5 x 10 x 22 $35.00
7 x 10 x 22 $47.00
10 x 10 x 22 $62.00

Safe Deposit Box contents are not FDIC insured.

Fee for Lost Key – $25.00 + 7% WV Sales Tax
Fee for Drilling & Replacing Lock – $150.00 + 7% WV Sales Tax
Late Payment Fee (15 Days) – $5.00